Is Gabriel health insurance?
No. Gabriel is a membership that works alongside your health insurance. Every membership includes Gabriel Intelligence and a care team by text. Emerald, Sapphire, and Onyx add a monthly wellness budget for care insurance usually skips, and Gabriel Core and Plus add member pricing. Keep your own health insurance for emergencies, hospital stays, and major medical events.
Can I try Gabriel for free?
Yes. You can try Gabriel for free: type your question, then sign in with Google, Apple, X or email. Gabriel can also order, book and start prescription requests while you pay cost-plus prices, and those open by invite.Yes. You can try Gabriel for free: it does the work, and you pay cost-plus prices for what you buy. Just sign in with Google, Apple, X or email. Ask Gabriel or see what Gabriel does for free.
How does Gabriel work with my health insurance?
Gabriel works alongside your policy, adding a wellness budget for eligible care, concierge support, and an intelligent health app. Your team can also help you explore whether a lower-cost insurance plan fits your needs. A lower premium may come with different benefits, provider networks, or out-of-pocket costs. Insurance coverage and premiums remain separate from your Gabriel membership.
How do I use my wellness budget?
Find care through Gabriel or use your own provider. Check eligibility, your available budget, and any required approvals before purchasing. Submit an itemized receipt by text or in the app, then track your reimbursement request. Payouts average 72 hours.
What isn’t eligible?
Cosmetic and elective procedures, like Botox, fillers, and elective plastic surgery. Food, meal delivery, clothing, and home equipment. Care from unlicensed practitioners, or care received outside the United States. Subscriptions and auto-ship orders need a check with Gabriel before you buy. See what’s eligible
Does my budget roll over?
Yes. Part of what you don’t use is saved as Saved Care, on top of your full budget next month: 20% on Emerald, 25% on Sapphire, 30% on Onyx. It keeps building for as long as you’re a member, with no limit, so a quiet year on Sapphire means starting month 13 with $3,000 to use: your $750 budget plus $2,250 saved. Bonus credits don’t count toward it.
When do I get the full wellness budget?
Your full base budget is available from month one. The advertised maximum also includes a wearable bonus you can earn from your second month. The app always shows your current budget.
Can I use my HSA or FSA?
HSA/FSA eligibility applies to qualifying clinical care, not the full membership fee. The clinical portion is already included: Primary Care Powered by Everdawn, for everyday virtual primary and urgent care, is $39 a month on Gabriel Core and $69 a month on Gabriel Plus; Emerald $99 a month, Sapphire $159 a month, Onyx $299 a month. If you pay the clinical part with pre-tax FSA money, Emerald works out to about $219 a month at a 30% tax rate, Sapphire about $351, Onyx about $709, Gabriel Plus about $68 and Gabriel Core about $37. Have an HSA? Check with your plan or a tax advisor before paying the clinical part from it. Added family members’ fees are wellness, not clinical. Gabriel can provide an itemized statement. The wellness and concierge portion, and the Gabriel membership part of Core and Plus ($10 and $20 a month), are not represented as qualified medical expenses. Your plan’s rules decide what qualifies. This isn’t tax advice. View membership terms
Can I join online without a sales call?
Yes. Start with the online enrollment page to choose your plan and review the checkout details. If you’d like help with your household, insurance, or membership options, talk to an expert.
Can my partner or family join too?
Yes. Household pricing and budgets depend on who is joining. Talk to an expert to review your household options and total price before enrolling.
Is there a commitment?
Emerald, Sapphire, and Onyx start with a three-month minimum, billed monthly, and your full wellness budget is available from month one. After three months, it’s month to month. Prefer to pay the three months upfront? You get a one-time $200 care credit in month one. Gabriel Core and Plus are billed monthly or yearly, and you can cancel anytime.
How do I cancel?
In the app or by contacting support. After any minimum term, cancellation takes effect at the end of your billing period, with no partial-month refunds. Until then, you can use your budget and Saved Care and send in requests; after that, your budget and Saved Care end, with no cash-out, and new requests can’t be submitted. Review membership terms
Where is Gabriel available?
Across the US. If your state requires specific disclosures, you’ll see them when you enroll.
Is my health data private?
Yes. Gabriel uses your information to run your membership and care. It never sells it, and doesn’t share it with advertisers or data brokers. Health data is encrypted in transit and at rest. Read the privacy policy