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Questions
What’s the difference between Plus and Max?
The same member prices. Max adds care: unlimited virtual urgent and primary care, a care team by text, a yearly lab kit and longevity doctor visit, and two in-person urgent care visits a year.
Who counts as my household?
Plus is one price for everyone who lives with you. Max is priced per adult, and kids under 18 are included.
Can I use my HSA or FSA?
Lab tests and prescriptions you buy through Gabriel are HSA/FSA eligible, on any plan. On Max, $69 of the $89 is Primary Care Powered by Everdawn, which you can pay with pre-tax FSA money: about $68 a month at a 30% tax rate. Have an HSA? Check with your plan before paying the primary care part from it. The Plus fee has no clinical part. Gabriel sends an itemized statement for each payment. This isn’t tax advice.
Can I cancel?
Plus and Max, anytime. Emerald, Sapphire and Onyx have a three-month minimum, then month to month.
Is Gabriel insurance?
No. Gabriel works alongside your health plan: member prices on what insurance ignores, and on a Care plan a monthly budget for it.