Virginia's Insurance Marketplace dates for 2027 coverage
| Date | What happens |
|---|---|
| November 1, 2026 | Open Enrollment starts for 2027 plans. |
| January 29, 2027 | Open Enrollment ends. |
Outside Open Enrollment you need a qualifying life event. If you lose Medicaid, you can apply up to 60 days before it ends and have 90 days after to enroll. See special enrollment periods.
Virginia Medicaid or the Marketplace?
Virginia Medicaid and FAMIS offer free or low-cost coverage for children, pregnant women and adults. KFF lists Virginia's Medicaid limit for adults at 138% of the federal poverty level as of January 2026. The Marketplace application checks for Medicaid and tells you if you qualify instead of a Marketplace plan.
Virginia Medicaid says a new federal work requirement for some adults starts January 1, 2027, and it lists eligibility changes for some non-citizen adults. Keep your contact information current, and contact Cover Virginia at 1-855-242-8282 (TTY 1-888-221-1590) or commonhelp.virginia.gov with questions. See Medicaid income limits.
How to enroll, and where Gabriel fits
- Gather your details: everyone in your household, expected 2027 income, current coverage, photo ID, Social Security numbers, your latest tax return and recent pay stubs.
- Apply online at marketplace.virginia.gov, by phone at 888-687-1501, or with free help from a certified assister or licensed agent.
- Compare plans on the premium after federal credits and Virginia Premium Savings, the deductible, the out-of-pocket maximum and the network.
- Pick a plan early in Open Enrollment and pay the first premium to start coverage.
Gabriel can quote Marketplace plans for your ZIP code and household, show the price after any tax credit, and open your own application with a licensed agent in most states. You choose the plan and finish the application. Separate from insurance, Gabriel Core is $49 per adult a month (kids under 18 included) with member prices close to cost on lab tests, supplements, prescriptions and bioregulators, plus unlimited virtual urgent care and virtual primary care.
Gabriel is not an insurer. Health insurance quotes and enrollment are handled by Gabriel Labs, Gabriel's separately licensed insurance agency. Gabriel membership is not health insurance, doesn't count as minimum essential coverage, and doesn't replace a health plan's protection against large medical bills.
Common questions
When is open enrollment in Virginia for 2027?
Virginia's Insurance Marketplace runs Open Enrollment from November 1, 2026 to January 29, 2027.
What is Virginia Premium Savings?
A state-funded discount for 2027 Marketplace plans, applied after federal tax credits, for households with income between 138% and 250% of the poverty level ($22,025 to $39,900 for one person).
Does Virginia use HealthCare.gov?
No. Virginians shop and enroll at marketplace.virginia.gov, which is overseen by the State Corporation Commission.
Is there a penalty for not having health insurance in Virginia?
No. Virginia has no state coverage mandate, so there's no state tax penalty for going without coverage.
What is the Medicaid income limit in Virginia?
KFF lists 138% of the federal poverty level for adults as of January 2026. A federal work requirement for some adults starts January 1, 2027.
Sources
- Virginia Premium Savings Virginia's Insurance Marketplace
- Virginia Premium Savings: frequently asked questions Virginia's Insurance Marketplace
- 2027 Virginia's Insurance Marketplace: preview available plans Virginia State Corporation Commission
- Federal changes to the Marketplace Virginia's Insurance Marketplace
- How to enroll Virginia's Insurance Marketplace
- Losing Medicaid coverage? Virginia's Insurance Marketplace
- New federal requirements Virginia Department of Medical Assistance Services
- Medicaid income eligibility limits for adults KFF
This guide is general information, not medical advice. It does not replace a visit with a licensed clinician. Gabriel membership is not health insurance.